Home Improvement Loans

These loans are used to purchase necessary household items/ property, undertake installations of utilities, house facelifts, etc. The target group is already existing clients with homes and who wish to do facelift, make installations, buy other house items etc.

Our Golden Rule

Turn Around Time (One to three working days)

Work Efficiency Tip

For a quick Turn Around Time, come with all your supporting documents for proof of existence of business, cashflows and securities to be pledged

Loan Eligibility

Minimum Loan Amount (UGX 2,000,000), Maximum Loan Amount (UGX 10,000,000), Loan Term (3 – 12 months), Repayment Frequency (Monthly), Grace Period (1 month), Collateral (Land Titles, Land Agreements, Log Books for motor vehicles and motor cycles, House hold items – Chattels, Animals), Interest Rate (4% Per Month), Interest Method Computation (Flat Rate), Other Processing Fees (6% Loan Commitment Fees, 1% insurance fees, Loan Application Form – UGX 10,000, Loan Assessment Fees – UGX 20,000)

01. Create a Loan Payment account

Create a loan payment account at any of our branches of choice. Request for a Loan Application Form to file your request for the loan

02. Book an appointment to be Appraised

After filing your request for the loan, book an appointment with us at any of our branches for a visit to your business to be appraised for eligibility

03. Loan Processing and Disbursement

If found to meet the loan eligibility criteria, your loan will be processed and disbursed against your loan payment account for further management

Meet Our Team